End-to-end encryption
Card data is encrypted in transit with TLS 1.2+ and at rest with AES-256. Keys are managed separately from the data they protect and rotated on a defined schedule.
Payments built to be trusted by default, not by exception.
Apex Pay is engineered around a simple principle: sensitive card data should be encrypted, tokenized, and kept out of your systems entirely. Here is exactly how we handle it — no jargon, no overclaiming.
Card processing for Apex Pay is delivered through our PCI-DSS-compliant payments partner. Apex is designed so raw card numbers never touch or persist on Apex servers.
0-bit
AES encryption for data at rest
Standard configuration
TLS 0
Minimum in-transit encryption
Enforced on all endpoints
0
Raw card numbers stored on Apex servers
By design
0
Uptime service target
Illustrative sample
Tokenization
Real card numbers are swapped for format-preserving tokens the moment they enter the flow. Your systems handle tokens — useless if intercepted — while the sensitive value stays in a hardened vault.
Least-privilege access
Access to payment infrastructure is role-scoped and logged. Sensitive actions require multi-factor authentication, and every access event is written to an audit trail.
How your data is handled
We keep the sensitive surface as small as possible. Pick a category to see the principle we apply to it.
Collect only what a payment needs. Card details are captured through our PCI-compliant partner's hosted fields, so raw numbers are tokenized before they ever reach Apex application code.
Tokenization flow
Customer enters card
4242 4242 4242 4242
Encrypted & tokenized
tok_ap_9f••••••3c
Your app sees only the token
No raw card number stored on Apex
Compliance we hold ourselves to
Standards and practices that shape how Apex Pay is built and operated.
- PCI-DSS Card handling via a PCI-DSS-compliant partner
- TLS in transit Encrypted connections enforced end to end
- AES-256 at rest Sensitive data encrypted where it lives
- Audit trails Access to payment data is logged
- Monitoring Continuous uptime and anomaly monitoring
Want the specifics?
We are happy to walk your team through our architecture, partner attestations, and data-handling practices before you commit a single transaction.
Figures marked “illustrative sample” are examples for demonstration and are not verified client results or contractual guarantees. Specific compliance attestations and service levels are confirmed in writing during onboarding. Apex Pay handles card processing through a PCI-DSS-compliant payments partner. Apex · Applied AI for the businesses the giants overlook · Est. 2026